Welcome to CCJ Genie
We hope this site helps you understand what a CCJ is and what your options are
CCJs entered against consumers
A CCJ can have a huge impact upon your credit report. Our site is here to give you an overview of the impact and options.
The total value of CCJS entered against Consumers
CCJs entered against businesses
first half statistics
the total vale of ccjs entered against businesses
A CCJ can have a huge impact | But you can take action
A CCJ is registered at the Registrar of County Court Judgments. Credit reference agencies check the Registry records and that will impact their decision upon whether to lend and if so on what terms / rates.But you can take action on a CCJ to try to repair the damage it is causing to your credit rating.
where are you in the ccj process?
Help, I’m Being Sued
If you are being pursued for a debt, don’t ignore the letters and court proceedings you receive.
If the claim falls within £10,000 in value, you need to be familiar with the small claims court process.
I’ve Only Just Found The CCJ
If you have only just discovered a CCJ is entered against your credit report, you need to take swift action if you want to challenge it.
A challenge will require an application to court and it is important to act quickly.
I Can’t Afford To Pay Anything
If you cannot afford to pay the CCJ and it is unlikely that will change, you ought to look into options to help relieve the pressure.
There are charities and insolvency practitioners that can help give guidance on your options.
I Have Paid It Already
If you have paid the CCJ, you can apply for the record to be updated, either for the record to be removed or marked as paid.
It depends how quickly you pay as to what your options are.